EverSteadSM MYGA

For guaranteed growth on your terms

Our Single Premium, Fixed Deferred, Multi-Year Guaranteed Annuity
(MYGA) provides stable growth over different time horizons. With multiple terms available and growth powered by compound interest, EverSteadSM MYGA brings serious flexibility together with financial security.

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Benefits of EverSteadSM MYGA

Guaranteed growth with competitive fixed rates

Earn a competitive fixed interest rate for the term you choose. Choose from multiple Guaranteed Option Periods (GOPs) of 2 through 10 years, all designed to earn a guaranteed rate of return with principal and earnings unaffected by market fluctuations.

Tax deferral

Your earnings grow tax deferred,
meaning you don’t have to pay taxes on the interest you earn until you withdraw funds. This deferral can allow your investment to compound more effectively over time.

Access to funds

Access a portion of your money if
needed—up to 10% of the Contract
Value is available each year penalty
free, beginning in the first year and
including Required Minimum
Distributions (RMDs). This flexibility allows you to use your funds however you see fit throughout the guarantee period.

Guaranteed income stream

Using the annuitization feature, you can convert your Contract Value into a guaranteed income stream to ensure steady, reliable payments for a steady, reliable payments for a specified period or even life.

Legacy benefit

Your contract is designed to support not only your retirement, but also your legacy. If there’s remaining contract value at the time of your passing, it can be paid to your beneficiaries. This feature helps provide financial security for your loved ones and preserve family wealth across generations.

Accelerate your savings in four simple steps.

  1. Choose your premium amount.
    $25,000 minimum with a maximum of $2 million (without prior company approval).
  2. Determine your GOP duration.
    Select between GOP durations from 2 through 10 years.
  3. Watch your contract earn interest.
    Enjoy tax deferred compound interest on your premium and earnings.
  4. Make end-of-term decisions.1
    Automatically renew into the same GOP, choose a different GOP, or make a full or partial withdrawal without Withdrawal Charges and Market Value Adjustments (MVAs) during the first 30 days of a subsequent GOP.

Want to learn more about EverSteadSM MYGA?

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1 Rates are subject to change on renewal but will not be less than the minimum specified in your contract. GOP may not extend beyond Maturity Date. If the elected GOP is no longer available, or ends after the Maturity Date, the contract will renew into the longest GOP currently available that does not extend beyond the Maturity Date.

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