For Bermuda and Cayman Islands residents

Processing of Personal Information

Talcott may engage third party administrators or other service providers that operate under United States laws and regulations. If you reside or are located in a different country, the data protection laws of that country may differ from the laws of the United States in the ways your personal information is protected. We want you to understand that when you provide your personal information to us, or engage in a transaction with us, you are giving your consent to (1) the transfer of your personal information outside of your country of residence, and (2) the processing of your information in accordance with the laws of the United States and the guidelines of this Privacy Policy.

If you are resident in the European Economic Area, the United Kingdom, or Switzerland, we will process your information in order to fulfill your requests and to otherwise pursue our legitimate business interests as described in this Privacy Policy. If you are resident in a country that provides specific rights regarding the processing or disposition of personal information, we will make commercially reasonable efforts to accommodate your request to exercise such rights.

Information about minors

Our Site is not intended for access and use by persons under the age of 18 (except in the case of legal residents of certain jurisdictions where the legal age of majority is greater than 18 years of age, who then must meet the applicable legal age of majority). Except with respect to policy beneficiary matters, we do not intentionally collect personal information from individuals who we have reason to believe are under the age of 18. If you become aware of any personal information we have collected from individuals under age 18, please contact us as explained in the section titled “How to Contact Us.”

Changes to this Privacy Policy

We reserve the right to amend this Privacy Policy at any time in order to address future developments of Talcott, the Site or changes in industry or legal trends. If we materially alter the terms of this Privacy Policy, we will post the revised Privacy Policy on the Site and provide other notification as required by applicable law.

Any changes will become effective upon the posting of the revised Privacy Policy on the Site. You can determine when the Privacy Policy was last revised by referring to the “Effective Date” legend on the end of this Privacy Policy.

By continuing to use the Site following such changes, you will be deemed to have agreed to such changes. If you do not agree with any or all of the terms of our Privacy Policy as in effect at any time, you should not continue to use the Site.

How to contact us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

7985131.1